An expense tracker that does not need network.
Bad network should not mean a lost sale. MoneyBook saves every entry on your phone first and syncs when the signal returns, so the shop, the market stall and the delivery bike all keep a proper record.

Saved the moment you tap Save.
The whole ledger lives on your phone. Record sales and expenses with no data and no signal; when the network is back, MoneyBook syncs by itself. Only creating your account needs internet, once.
- No “retry” buttons, nothing waits for network
- Two phones offline never overwrite each other
- Bill photos upload quietly when the signal returns
- Shop sales+ 86,500.00
- Chidi Ventures, part payment+ 40,000.00
- Generator fuel− 12,000.00
- Market levy− 1,500.00
Plain amounts, no currency symbol: naira are recorded exactly as typed. “Transfer” is a payment mode the owner added.
Know who owes you, to the last naira.
Every customer and supplier carries one running balance across all your books. Start them with an opening balance for old debts, and when someone disputes it, send their full statement as a PDF on WhatsApp.
- One balance per customer, across every book
- PDF statement per customer
- Search by name, note or exact amount
Staff record. Only you see the total.
Give each person access book by book. Hide the running balance and other people’s entries, and stop backdating, so staff can record all day without seeing the takings. Every change is logged with a name.
- View, Data Operator and Book Admin roles
- Activity log of every add, edit and delete
- Reports as PDF or Excel
Good to know
Is it free?
Yes. Recording and reading your own entries is free, with no entry limit, no trial clock and no card.
Does it connect to my bank?
No, on purpose. MoneyBook records what you type or say and never asks for bank details. Export to Excel any time.
Can I add my own payment modes?
Yes. Cash, Bank and Credit are there to start, and you can add your own, such as transfer or POS, so each entry shows how the money came in or went out.
Which phones does it work on?
Android and iPhone, and app.moneybook.ae in any browser on a computer, all with the same account.
Open your first book in about a minute.
No card, no sales call, nothing to cancel.