/* ============================================================================
   MoneyBook — marketing site
   One stylesheet, no framework, no build step. Loads in a single round trip
   after the HTML, which is what keeps Core Web Vitals (and therefore search
   position) where they need to be.
   ========================================================================= */

:root{
  /* Warm paper and ink: a cash book is paper, and the palette says so before
     a word is read. Neutrals are biased toward the orange, never flat grey. */
  --paper:#FAF7F3;
  --paper-2:#F3EDE5;
  --card:#FFFFFF;
  --ink:#17130F;
  --ink-2:#4A423A;
  --ink-3:#7C7268;
  --rule:#E8E0D6;
  --rule-2:#D8CDBF;

  --orange:#F36525;
  --orange-deep:#D14E14;
  --orange-wash:#FFF1E8;

  --in:#1A6B4A;          /* money in  */
  --in-wash:#E9F4EE;
  --out:#B33A26;         /* money out */

  --shadow-sm:0 1px 2px rgba(35,22,10,.05), 0 2px 8px rgba(35,22,10,.04);
  --shadow-md:0 2px 6px rgba(35,22,10,.06), 0 12px 32px rgba(35,22,10,.07);
  --shadow-lg:0 4px 12px rgba(35,22,10,.07), 0 28px 64px rgba(35,22,10,.10);

  --w:1140px;
  --step:clamp(1rem,.6rem + 1.4vw,1.4rem);

  --sans:"Inter Tight",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,monospace;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}
html{overflow-x:hidden}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font:400 17px/1.6 var(--sans);
  font-feature-settings:"kern" 1,"liga" 1;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%;display:block;height:auto}
a{color:inherit;text-decoration:none}
:focus-visible{outline:2.5px solid var(--orange);outline-offset:3px;border-radius:4px}

/* ── Type scale ─────────────────────────────────────────────────────────── */
h1,h2,h3,h4{margin:0;font-family:var(--serif);font-weight:600;letter-spacing:-.021em;text-wrap:balance;line-height:1.08}
h1{font-size:clamp(2.6rem,1.5rem + 4.4vw,4.6rem);font-variation-settings:"SOFT" 0,"WONK" 1,"opsz" 40}
h2{font-size:clamp(2rem,1.4rem + 2.4vw,3.1rem);font-variation-settings:"opsz" 30}
h3{font-size:clamp(1.25rem,1.1rem + .5vw,1.5rem);letter-spacing:-.014em}
p{margin:0}
.lede{font-size:clamp(1.08rem,1rem + .45vw,1.3rem);line-height:1.62;color:var(--ink-2);max-width:60ch}
.small{font-size:.875rem;line-height:1.55;color:var(--ink-3)}
.eyebrow{
  font:600 .69rem/1 var(--sans);letter-spacing:.13em;text-transform:uppercase;
  color:var(--orange-deep);display:inline-flex;align-items:center;gap:.5rem;
}
.eyebrow::before{content:"";width:1.6rem;height:1.5px;background:currentColor;opacity:.5}
.num{font-family:var(--mono);font-variant-numeric:tabular-nums;letter-spacing:-.02em}

/* ── Layout ─────────────────────────────────────────────────────────────── */
.wrap{width:min(100% - 2.4rem,var(--w));margin-inline:auto}
section{padding-block:clamp(3.5rem,2rem + 6vw,6.5rem)}
.stack{display:flex;flex-direction:column}
.center{text-align:center;margin-inline:auto}
.rule{height:1px;background:var(--rule);border:0;margin:0}

/* ── Buttons ────────────────────────────────────────────────────────────── */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  font:600 .97rem/1 var(--sans);letter-spacing:-.005em;
  padding:.92rem 1.5rem;border-radius:100px;border:1.5px solid transparent;
  cursor:pointer;transition:transform .16s cubic-bezier(.2,.8,.3,1),box-shadow .16s,background-color .16s,border-color .16s;
  white-space:nowrap;
}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 1px 2px rgba(211,78,20,.2),0 8px 20px rgba(243,101,37,.24)}
.btn-primary:hover{background:var(--orange-deep);transform:translateY(-1.5px);box-shadow:0 2px 4px rgba(211,78,20,.22),0 14px 30px rgba(243,101,37,.3)}
.btn-ghost{border-color:var(--rule-2);color:var(--ink);background:transparent}
.btn-ghost:hover{border-color:var(--ink);background:var(--card);transform:translateY(-1.5px)}
.btn-lg{padding:1.08rem 1.9rem;font-size:1.03rem}
.btn:active{transform:translateY(0)}

/* ── Header ─────────────────────────────────────────────────────────────── */
.site-head{
  position:sticky;top:0;z-index:70;
  background:rgba(250,247,243,.82);backdrop-filter:blur(14px) saturate(1.6);
  -webkit-backdrop-filter:blur(14px) saturate(1.6);
  border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s;
}
.site-head.is-stuck{border-bottom-color:var(--rule);box-shadow:0 1px 16px rgba(35,22,10,.04)}
.nav{display:flex;align-items:center;gap:1.1rem;height:72px}
.brand{display:flex;align-items:center;gap:.6rem;font-family:var(--serif);font-weight:600;font-size:1.22rem;letter-spacing:-.02em;margin-right:.4rem}
.brand img{width:32px;height:32px;border-radius:9px}
.nav-links{display:flex;gap:.25rem;margin-left:auto}
.nav-links a{
  padding:.55rem .8rem;border-radius:9px;font-weight:500;font-size:.945rem;color:var(--ink-2);
  transition:color .15s,background-color .15s;
}
.nav-links a:hover{color:var(--ink);background:var(--paper-2)}
.nav-cta{display:flex;align-items:center;gap:.6rem;margin-left:.6rem}
.nav-cta .btn{padding:.68rem 1.2rem;font-size:.92rem}
.burger{display:none;margin-left:auto;background:none;border:1.5px solid var(--rule-2);border-radius:10px;width:42px;height:42px;cursor:pointer;align-items:center;justify-content:center}
.burger span{display:block;width:17px;height:1.6px;background:var(--ink);position:relative;transition:transform .2s,opacity .2s}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:17px;height:1.6px;background:var(--ink);transition:transform .2s}
.burger span::before{top:-5.5px}.burger span::after{top:5.5px}
.burger[aria-expanded="true"] span{background:transparent}
.burger[aria-expanded="true"] span::before{transform:translateY(5.5px) rotate(45deg)}
.burger[aria-expanded="true"] span::after{transform:translateY(-5.5px) rotate(-45deg)}
.mobile-menu{display:none;border-top:1px solid var(--rule);background:var(--paper);padding:.9rem 0 1.4rem}
.mobile-menu.open{display:block;animation:slideDown .22s cubic-bezier(.2,.8,.3,1)}
@keyframes slideDown{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}
.mobile-menu a{display:block;padding:.78rem .3rem;font-weight:500;border-bottom:1px solid var(--rule)}
.mobile-menu .btn{width:100%;margin-top:.9rem}
@media (max-width:920px){
  .nav-links{display:none}
  /* Phones keep a Login button in the bar; Create account lives in the menu. */
  .nav-cta{margin-left:auto;gap:.5rem}
  .nav-cta .btn-primary{display:none}
  .nav-cta .btn{padding:.55rem .95rem;font-size:.88rem}
  .burger{display:flex;margin-left:0}
}

/* ── Store badges ───────────────────────────────────────────────────────── */
.stores{display:flex;gap:.7rem;flex-wrap:wrap;align-items:center}
.stores a{transition:transform .16s,filter .16s;border-radius:9px}
.stores a:hover{transform:translateY(-2px);filter:brightness(1.06)}
.stores img{height:52px;width:auto}
.store-soon{
  display:inline-flex;align-items:center;gap:.5rem;height:52px;padding:0 1.15rem;
  border:1.5px dashed var(--rule-2);border-radius:11px;color:var(--ink-3);
  font-size:.83rem;font-weight:500;line-height:1.25;
}

/* ── Cards / grid ───────────────────────────────────────────────────────── */
.grid{display:grid;gap:1.15rem}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.g2,.g3,.g4{grid-template-columns:1fr}}

.card{
  background:var(--card);border:1px solid var(--rule);border-radius:16px;padding:1.6rem;
  box-shadow:var(--shadow-sm);transition:transform .2s cubic-bezier(.2,.8,.3,1),box-shadow .2s,border-color .2s;
}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--rule-2)}
.card h3{margin-bottom:.5rem}
.card p{color:var(--ink-2);font-size:.965rem;line-height:1.62}
.card .ico{
  width:42px;height:42px;border-radius:11px;background:var(--orange-wash);
  display:grid;place-items:center;margin-bottom:1rem;color:var(--orange-deep);
}
.card .ico svg{width:21px;height:21px;stroke-width:1.7}

/* ── Reveal on scroll (starts visible; JS opts in) ──────────────────────── */
.reveal{opacity:1}
.js .reveal{opacity:0;transform:translateY(16px)}
.js .reveal.in{opacity:1;transform:none;transition:opacity .62s cubic-bezier(.2,.7,.3,1),transform .62s cubic-bezier(.2,.7,.3,1)}
@media (prefers-reduced-motion:reduce){.js .reveal{opacity:1;transform:none}}

/* ── Footer ─────────────────────────────────────────────────────────────── */
.site-foot{background:#17130F;color:#D6CCC2;padding-block:3.4rem 2rem;margin-top:2rem}
.site-foot a{color:#D6CCC2;transition:color .15s}
.site-foot a:hover{color:#fff}
.foot-top{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:2.2rem}
@media (max-width:860px){.foot-top{grid-template-columns:1fr 1fr;gap:1.8rem}}
@media (max-width:520px){.foot-top{grid-template-columns:1fr}}
.foot-brand{display:flex;align-items:center;gap:.6rem;font-family:var(--serif);font-size:1.25rem;font-weight:600;color:#fff;margin-bottom:.7rem}
.foot-brand img{width:34px;height:34px;border-radius:10px}
.foot-col h4{font:600 .7rem/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:#8C8078;margin-bottom:1rem}
.foot-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:.6rem;font-size:.92rem}
.foot-bottom{
  margin-top:2.6rem;padding-top:1.5rem;border-top:1px solid #2C2520;
  display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.83rem;color:#8C8078;
}
.foot-bottom a{font-weight:500}

/* ── Prose (legal + help articles) ──────────────────────────────────────── */
.prose{max-width:none}
.prose h2{font-size:clamp(1.45rem,1.2rem + 1vw,1.9rem);margin:2.6rem 0 .85rem;scroll-margin-top:96px}
.prose h3{font-size:1.14rem;margin:1.8rem 0 .55rem;font-family:var(--sans);font-weight:650;letter-spacing:-.01em}
.prose p,.prose li{color:var(--ink-2);font-size:1.005rem;line-height:1.72}
.prose p{margin:.85rem 0}
.prose ul,.prose ol{margin:.85rem 0;padding-left:1.3rem;display:flex;flex-direction:column;gap:.5rem}
.prose strong{color:var(--ink);font-weight:650}
.prose a{color:var(--orange-deep);text-decoration:underline;text-underline-offset:2.5px;text-decoration-thickness:1px}
.prose table{width:100%;border-collapse:collapse;margin:1.3rem 0;font-size:.94rem}
.prose th,.prose td{text-align:left;padding:.72rem .9rem;border-bottom:1px solid var(--rule);vertical-align:top}
.prose th{font-weight:650;color:var(--ink);font-size:.78rem;text-transform:uppercase;letter-spacing:.07em}
.prose td{color:var(--ink-2)}
.callout{
  background:var(--orange-wash);border:1px solid #FFD9C4;border-left:3px solid var(--orange);
  border-radius:0 12px 12px 0;padding:1.15rem 1.35rem;margin:1.5rem 0;
}
.callout p{margin:0;color:#7A3A17;font-size:.95rem}
.callout strong{color:#5E2A0F}

/* ── Page hero (inner pages) ────────────────────────────────────────────── */
.page-hero{padding:clamp(2.8rem,2rem + 3vw,4.2rem) 0 clamp(1.8rem,1rem + 2vw,2.6rem);border-bottom:1px solid var(--rule)}
.page-hero h1{font-size:clamp(2.1rem,1.5rem + 2.6vw,3.3rem)}
.page-hero .lede{margin-top:1rem}
.crumb{font-size:.86rem;color:var(--ink-3);margin-bottom:1rem;display:flex;gap:.45rem;align-items:center;flex-wrap:wrap}
.crumb a:hover{color:var(--orange-deep)}
.crumb span{opacity:.5}